2 Time-Value-of-Money and Amortization Worksheets

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After solving a TVM problem, you can use the Amortization worksheet to

generate an amortization schedule.

• To access a TVM variable, press a TVM key (,, -, ., /, or 0).

• To access the prompted Amortization worksheet, press & \.

Use the Time-Value-of-Money (TVM) variables to solve

problems with equal and regular cash flows that are either

all inflows or all outflows (for example, annuities, loans,

mortgages, leases, and savings).

For cash-flow problems with unequal cash flows, use the

Cash Flow worksheet.

TVM and Amortization Worksheet Variables

Note: This guidebook categorizes calculator variables by the method of

entry. (See “Types of Worksheet Variables” on page 17.)

After solving a TVM problem, you can use the Amortization worksheet to

generate an amortization schedule.

• To access a TVM variable, press a TVM key (,, -, ., /, or 0).

• To access the prompted Amortization worksheet, press & \.

Use the Time-Value-of-Money (TVM) variables to solve

problems with equal and regular cash flows that are either

all inflows or all outflows (for example, annuities, loans,

mortgages, leases, and savings).

For cash-flow problems with unequal cash flows, use the

Cash Flow worksheet.

TVM and Amortization Worksheet Variables

Note: This guidebook categorizes calculator variables by the method of

entry. (See “Types of Worksheet Variables” on page 17.)