EXERCISE DEFINED

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Here is where exercise should be more thoroughly explained.

When you buy an option, whether it is a put or a call,

you are buying a right to exercise. When we say exercise with regard

to a call option, we mean to call from the writer

(seller/backer) of the option the 100 shares of stock as specified

in the option at the specified option strike price. The writer is required

to deliver that 100 shares of the stock at specified strike

price to the buyer if the option is exercised by the buyer.

With regard to a put option, we mean to put (sell) to the

writer of the option the 100 shares of stock as specified in the option

at the specified option strike price. The writer is required to

buy that 100 shares of stock at the specified strike price from the

option buyer if the option is exercised by the buyer. The writer

who is being exercised is being assigned the obligation to deliver

or buy the stock randomly by the Options Clearing Corporation.

Therefore, the process of exercise is called assignment.

Spread Designer

THE DEBIT SPREAD

The debit spread is a way to buy an option at a lower price.

The disadvantage is that you limit your profits. To design a limited

risk debit spread, follow these steps:

1. Select an option you wish to buy, i.e. IBM Jan 70 call at 3.

2. Select an option you wish to sell in the same month but

make sure it is out-of-the-money by 2.5, 5, 10 or more

points, i.e. IBM Jan 75 call at 1.

3. Subtract the price of the option you have sold from the

option you have bought, i.e. Jan 75 call at 1 from Jan 70

call at 3, and your total cost would be 2.

4. The result is the cost of the spread and your maximum

risk.

5. The maximum gain can be measured by subtracting the

cost of the spread from the maximum possible gain

(which is the difference between the strike prices of the

spread; i.e. 70–75 is a 5 point spread.) Using the IBM example,

you will see that 75–70 is the spread, and the cost

of the spread is 2, so the maximum gain is 3.

6. To evaluate a spread, you need to look at the maximum

possible percent return and the probability of making a

profit and making the maximum return. In our example,

the maximum return for the IBM 70–75 spread would be

150% (300/200= 150%). A probability calculator can be

used to measure your probability of achieving such returns.

With the IBM spread, IBM must close above 75 at

expiration to achieve a maximum return.

Here is where exercise should be more thoroughly explained.

When you buy an option, whether it is a put or a call,

you are buying a right to exercise. When we say exercise with regard

to a call option, we mean to call from the writer

(seller/backer) of the option the 100 shares of stock as specified

in the option at the specified option strike price. The writer is required

to deliver that 100 shares of the stock at specified strike

price to the buyer if the option is exercised by the buyer.

With regard to a put option, we mean to put (sell) to the

writer of the option the 100 shares of stock as specified in the option

at the specified option strike price. The writer is required to

buy that 100 shares of stock at the specified strike price from the

option buyer if the option is exercised by the buyer. The writer

who is being exercised is being assigned the obligation to deliver

or buy the stock randomly by the Options Clearing Corporation.

Therefore, the process of exercise is called assignment.

Spread Designer

THE DEBIT SPREAD

The debit spread is a way to buy an option at a lower price.

The disadvantage is that you limit your profits. To design a limited

risk debit spread, follow these steps:

1. Select an option you wish to buy, i.e. IBM Jan 70 call at 3.

2. Select an option you wish to sell in the same month but

make sure it is out-of-the-money by 2.5, 5, 10 or more

points, i.e. IBM Jan 75 call at 1.

3. Subtract the price of the option you have sold from the

option you have bought, i.e. Jan 75 call at 1 from Jan 70

call at 3, and your total cost would be 2.

4. The result is the cost of the spread and your maximum

risk.

5. The maximum gain can be measured by subtracting the

cost of the spread from the maximum possible gain

(which is the difference between the strike prices of the

spread; i.e. 70–75 is a 5 point spread.) Using the IBM example,

you will see that 75–70 is the spread, and the cost

of the spread is 2, so the maximum gain is 3.

6. To evaluate a spread, you need to look at the maximum

possible percent return and the probability of making a

profit and making the maximum return. In our example,

the maximum return for the IBM 70–75 spread would be

150% (300/200= 150%). A probability calculator can be

used to measure your probability of achieving such returns.

With the IBM spread, IBM must close above 75 at

expiration to achieve a maximum return.