Secret 50THE HIDDEN RISK OF COVERED CALL WRITING

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Covered call writing is an extremely popular form of option

writing, but there is a hidden disadvantage. When you write (sell)

a call against a stock that you own, you are capping the profit or

upside gain, yet you still have all the downside risk. That is why it

is so important to roll out of a call position if the stock price

moves across the strike price. Your stop-loss should always be set

very close to the strike price.

Also, writing a covered call will not protect your downside.

It may offset a point or two of loss, but not much more. If your

stock position looks vulnerable, sell the stock or do a collar (sell

a call and buy a put); don’t write covered calls. Some studies suggest

that in the longer term, call writing does not increase your

returns, but does neutralize some of the short term risk and

volatility of your portfolio.

Covered call writing is an extremely popular form of option

writing, but there is a hidden disadvantage. When you write (sell)

a call against a stock that you own, you are capping the profit or

upside gain, yet you still have all the downside risk. That is why it

is so important to roll out of a call position if the stock price

moves across the strike price. Your stop-loss should always be set

very close to the strike price.

Also, writing a covered call will not protect your downside.

It may offset a point or two of loss, but not much more. If your

stock position looks vulnerable, sell the stock or do a collar (sell

a call and buy a put); don’t write covered calls. Some studies suggest

that in the longer term, call writing does not increase your

returns, but does neutralize some of the short term risk and

volatility of your portfolio.